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Calculators

Simple affordability

Income and a down payment. The quick price, before the stress test.

Planning estimate. Mortgage payments default to semi-annual compounding; selected payment assumptions are shown in the results. Bridge loans and interest-only lines use their stated interest assumptions.

All rates and information are subject to O.A.C. (on approved credit).

Amortization

32% of gross income goes to the mortgage payment, including financed default insurance. The down payment also limits the price. Tax, heat, debts, and the stress test are left out. This quick check uses 30 years only with at least 20% down.

All rates and information are subject to O.A.C. (on approved credit). Rates are illustrative, not a quote or an approval. Each calculator states its rate assumptions and which taxes, insurance and fees are included. Actual lender terms and costs may differ. Rates as of November 6, 2026. Eligibility and lender terms apply.

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