Buying

My buying plan

Enter your answers once. See the mortgage, ownership costs and cash you need together. Basic estimates are available before sign-in.

Name this option

Each option keeps its own property, mortgage and cost answers. Switching options preserves your progress.

Property & mortgage

Property price$Down payment$Province or territoryCity / municipalityNorth York, Scarborough, Etobicoke, York and East York are part of Toronto. York Region is outside Toronto; select its municipality.

Automatic: Ontario land transfer tax and confirmed rebates; Toronto tax and administration fee follow the selected municipality. Registration, special-property and non-resident costs need separate confirmation.

Annual mortgage rate%Rate date or offer referenceMortgage termyearsAmortizationyearsPayment frequency

I meet the insured-mortgage first-time-buyer criteria.I am purchasing a newly built home.

Rebate conditions include age, citizenship/residency, occupancy, worldwide ownership and spouse history. Mortgage first-time eligibility and land-transfer rebates have different definitions.

Interest and payment assumptions

Interest compoundingRegular-frequency convention

New plans default to semi-annual compounding and exact-amortization regular payments. The Mortgage payment link preserves your selected settings. Your lender’s contract controls. Variable-rate changes and renewal rates are not forecasts.